Tag: harrassment

Why do you keep calling me?

We’ve all been there. The phone rings and the dreaded “unknown caller,” obscure area code, or “1-800-some annoying telemarketer” pops up on the caller ID. Frustrating? Yes. Borderline harassing? Sometimes.

Most folks don’t realize that many telemarketing companies may be breaking the law by calling you repeatedly once you have requested that they do not call.

The Federal Trade Commission (FTC) has created a National Do Not Call Registry which allows consumers to limit the number of telemarketing phone calls they receive. Telemarketing agencies are required to remove your phone number from their call lists within 31 days or they are in violation of federal law.

Registering your number requires nothing more than a valid email address and a few minutes of your time. Simply go to the Do Not Call Registry website and follow the steps to place your phone number on the Do Not Call list. If you do not have an active email address, you may also call 1-888-382-1222.

In addition to the remedies available through the Do Not Call Registry, consumers have additional rights under federal law. Even if you choose not to register your number on the national Do Not Call list, you may still prevent individual telemarketing agencies from contacting you by requesting that they place you on their own Do Not Call lists. This request does not have to be made in writing. A simple “please place me on your do not call list” is all it takes to have your phone number removed! If an agency continues to contact you after this request has been made, you may have some form of legal recourse available to you.

For additional information about consumer rights involving telemarketing phone calls, visit the FTC website.

Remember folks, at the end of the day there’s no substitute for having a lawyer of your own.

And as always, our blog postings are not legal advice, nor do they constitute an attorney-client relationship!

Fair Debt Collection

Odds are you’ve been contacted by a debt collector at some point. Even if it wasn’t your debt, maybe they called you about your ne’er-do-well brother, cousin, or ex-boyfriend. You know that debt collector is just doing his or her job, but it’s really frustrating!

Well, sometimes it’s not just frustrating it’s illegal. There are a host of consumer protection laws, on both the state and federal levels, which protect consumers from unfair debt collection practices. The Federal Trade Commission has some great information about federal laws. Specifically you can find a user friendly guide to the Fair Debt Collection Practices Act, as well as the entire text of the Act.

A few of the highlights include:

  • Debt Collectors should not call you before 8 am or after 9 pm without your permission
  • Debt Collectors cannot use any violence of threats of violence
  • Debt Collectors cannot use profanity
  • Debt Collectors cannot continuously phone you in a manner intended to harass, abuse, or annoy
  • Debt Collectors must disclose their identity in a meaningful way

This list barely scrapes the surface of the protections of the Act, and if you feel you’re being harassed, you should definitely familiarize yourself with the full text, including your remedies. You should also investigate the protections your state offers.

Remember folks, at the end of the day there’s no substitute for having a lawyer of your own.

And as always, our blog postings are not legal advice, nor do they constitute an attorney-client relationship!